Side-by-side · Q2 2026 data
Education Personnel Federal Credit Union vs Metro Federal Credit Union
Credit union
Education Personnel Federal Credit Union
Danville, Illinois · Under $100 million in assets
Credit union
Metro Federal Credit Union
Arlington Heigh, Illinois · Under $100 million in assets
Metric by metric
| Measure | Education Personnel Federal Credit Union | Metro Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 73 (stronger) | 46 |
| Loan quality | 80 (stronger) | 72 |
| Earnings | 50 | 61 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 54th | 36th |
| Total assets | $74.3M | $80.0M |
| Deposits / shares | $65.6M | $71.0M |
| Capital ratio | 12.26% (stronger) | 9.64% |
| Problem loans | 0.60% (stronger) | 0.83% |
| Net charge-offs | 0.06% | 0.05% (stronger) |
| Return on assets | 0.75% | 1.04% (stronger) |
| Loans ÷ deposits | 50.7% (stronger) | 57.7% |
| Uninsured deposits | 2.2% (stronger) | 3.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Education Personnel Federal Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Education Personnel Federal Credit Union leads on 5 and Metro Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.