Side-by-side · Q2 2026 data
Education Personnel Federal Credit Union vs The Credit Union for All
Credit union
Education Personnel Federal Credit Union
Danville, Illinois · Under $100 million in assets
Credit union
The Credit Union for All
Bloomington, Illinois · Under $100 million in assets
Metric by metric
| Measure | Education Personnel Federal Credit Union | The Credit Union for All |
|---|---|---|
| TellerScore | 76 (stronger) | 45 |
| Capital cushion | 73 (stronger) | 28 |
| Loan quality | 80 (stronger) | 38 |
| Earnings | 50 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 95 (stronger) | 69 |
| Peer percentile | 54th | 5th |
| Total assets | $74.3M | $89.6M |
| Deposits / shares | $65.6M | $82.1M |
| Capital ratio | 12.26% (stronger) | 7.80% |
| Problem loans | 0.60% (stronger) | 1.85% |
| Net charge-offs | 0.06% (stronger) | 0.47% |
| Return on assets | 0.75% (stronger) | 0.40% |
| Loans ÷ deposits | 50.7% (stronger) | 70.9% |
| Uninsured deposits | 2.2% (stronger) | 6.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Education Personnel Federal Credit Union has the higher TellerScore (76 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Education Personnel Federal Credit Union leads on 7 and The Credit Union for All on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.