TellerScore

The Credit Union for All (NCUA charter #63541) is based in Bloomington, Illinois. Its Q2 2026 call report shows $89.6M in total assets and $82.1M in member shares and deposits and 1 office.

The Credit Union for All has a TellerScore of 45 out of 100 (below average) based on Q2 2026 data — higher than only 5% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 185th. Funding & liquidity contributes the most (89/100, 71% loans-to-deposits, 6% uninsured); capital cushion contributes the least (28/100, 7.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion28/100
Net worth ratio: 7.80%
Loan quality38/100
Loans 60+ days delinquent ÷ total loans: 1.85%
Earnings36/100
Return on assets (annualized): 0.40%
Funding & liquidity89/100
Loans ÷ shares: 70.9% · 6.0% uninsured
Problem-loan coverage69/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 15.42%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (47 → 45), mostly because the loan quality component weakened by 8 points.

TellerScore
404754Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202444
Q4 202442
Q1 202540
Q2 202547
Q3 202549
Q4 202545
Q1 202647
Q2 202645
Net worth ratio
7.00%7.40%7.80%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.36%
Q3 20247.66%
Q4 20247.53%
Q1 20257.38%
Q2 20257.46%
Q3 20257.58%
Q4 20257.78%
Q1 20267.70%
Q2 20267.80%
Delinquent loans (60+ days)
0.68%1.57%2.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.68%
Q3 20241.78%
Q4 20242.04%
Q1 20252.47%
Q2 20251.61%
Q3 20251.47%
Q4 20252.01%
Q1 20261.72%
Q2 20261.85%
Return on assets
0.27%0.42%0.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.27%
Q4 20240.39%
Q1 20250.51%
Q2 20250.37%
Q3 20250.56%
Q4 20250.57%
Q1 20260.44%
Q2 20260.40%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202645$89.6M7.80%1.85%0.40%70.9%
Q1 202647$89.8M7.70%1.72%0.44%71.3%
Q4 202545$87.5M7.78%2.01%0.57%74.9%
Q3 202549$88.1M7.58%1.47%0.56%74.7%
Q2 202547$86.7M7.46%1.61%0.37%71.0%
Q1 202540$87.0M7.38%2.47%0.51%67.0%
Q4 202442$83.8M7.53%2.04%0.39%70.9%
Q3 202444$80.3M7.66%1.78%0.27%76.6%
Q2 202454$83.0M7.36%0.68%0.28%76.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.80%
4th
Problem loans1.85%
23rd
Net charge-offs0.47%
28th
Return on assets0.40%
37th
Loans to deposits70.9%
32nd
Uninsured deposits6.0%
17th
Loan-loss reserves0.00%
37th
Texas ratio15.4%
7th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Taylorville Community Credit UnionCredit union Taylorville, IL77 out of 100, Strong$90.8M12.6%0.87%vs
Chicago Firefighter'S Credit UnionCredit union Chicago, IL89 out of 100, Very strong$92.9M14.1%0.07%vs
Metro Federal Credit UnionCredit union Arlington Heigh, IL68 out of 100, Moderate$80.0M9.6%0.83%vs
Select Employees Credit UnionCredit union Sterling, IL86 out of 100, Very strong$78.6M12.6%0.26%vs
Midwest Coalition of Labor Credit UnionCredit union Countryside, IL85 out of 100, Very strong$77.1M15.5%0.93%vs
Education Personnel Federal Credit UnionCredit union Danville, IL76 out of 100, Strong$74.3M12.3%0.60%vs

Deposit insurance

Is my money safe at The Credit Union for All?

Yes. The Credit Union for All is a federally insured credit union (NCUA charter #63541). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.0% of shares and deposits ($5.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.80%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

The Credit Union for All lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, The Credit Union for All reported 15 home-loan applications under HMDA (LEI 25490049BUGXLHXJZD76): 15 originated ($2,275,000 total), 0 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Classic Visa Credit Card15.99% – 19.99%$0$250.0%
Platinum Visa Credit Card9.99% – 10.99%$0$250.0%

All Credit Union For All, The card terms

Identity & history

Profile

Legal name
The Credit Union for All
Type
Federally insured state-chartered credit union
NCUA charter #
63541
RSSD ID
31992
Primary regulator
State + NCUA
Established
1940
Headquarters
1811 Eastland Dr, Bloomington, IL 61704
Employees
18

Quick answers

The Credit Union for All: common questions

Is The Credit Union for All NCUA insured?

Yes. The Credit Union for All is a federally insured credit union (NCUA charter #63541). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is The Credit Union for All's TellerScore?

45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does The Credit Union for All have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bloomington

InstitutionScoreAssetsCapitalProblem loansCompare
Country Trust BankBank Bloomington, IL93 out of 100, Very strong$42.3M78.7%0.00%vs
Bloomington Municipal Credit UnionCredit union Bloomington, IL87 out of 100, Very strong$45.7M13.5%0.10%vs
Iaa Credit UnionCredit union Bloomington, IL84 out of 100, Strong$415.0M14.0%0.47%vs
Peoples State Bank of ColfaxBank Colfax, IL84 out of 100, Strong$49.5M11.7%0.00%vs
Heartland Bank and Trust CompanyBank Bloomington, IL80 out of 100, Strong$6.7B11.9%0.19%vs
Prairie State Bank and TrustBank Springfield, IL80 out of 100, Strong$840.1M12.4%0.52%vs