Side-by-side · Q2 2026 data
Educational Employees Credit Union vs Fresno Police Department Credit Union
Credit union
Educational Employees Credit Union
Fresno, California · $1 billion – $10 billion
Credit union
Fresno Police Department Credit Union
Fresno, California · Under $100 million in assets
Metric by metric
| Measure | Educational Employees Credit Union | Fresno Police Department Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 89 |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 93 | 98 (stronger) |
| Earnings | 94 (stronger) | 45 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 100th | 87th |
| Total assets | $5.4B | $49.5M |
| Deposits / shares | $4.6B | $36.6M |
| Capital ratio | 14.58% | 23.30% (stronger) |
| Problem loans | 0.20% | 0.06% (stronger) |
| Net charge-offs | 0.48% | 0.07% (stronger) |
| Return on assets | 1.84% (stronger) | 0.62% |
| Loans ÷ deposits | 50.2% | 31.6% (stronger) |
| Uninsured deposits | 3.9% | 0.0% (stronger) |
| Offices | 23 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 52.0% | — |
Educational Employees Credit Union has the higher TellerScore (96 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Educational Employees Credit Union leads on 2 and Fresno Police Department Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.