TellerScore

Fresno Police Department Credit Union is a non-federally insured state credit union headquartered in Fresno, California, in business for about 72 years. At the end of Q2 2026 it reported $49.5M in total assets and $36.6M in member shares and deposits, with 2 offices.

Fresno Police Department Credit Union has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 16th. Capital cushion contributes the most (100/100, 23.30%); earnings contributes the least (45/100, 0.62%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.30%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.06%
Earnings45/100
Return on assets (annualized): 0.62%
Funding & liquidity100/100
Loans ÷ shares: 31.6% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.06%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (90 → 89).

TellerScore
878990Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202487
Q3 202487
Q4 202487
Q1 202590
Q2 202590
Q3 202590
Q4 202590
Q1 202689
Q2 202689
Net worth ratio
7.00%15.18%23.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.49%
Q3 202422.42%
Q4 202421.95%
Q1 202521.43%
Q2 202522.28%
Q3 202523.35%
Q4 202523.33%
Q1 202622.91%
Q2 202623.30%
Delinquent loans (60+ days)
0.00%0.03%0.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.06%
Q2 20260.06%
Return on assets
0.37%0.57%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.37%
Q3 20240.42%
Q4 20240.43%
Q1 20250.71%
Q2 20250.77%
Q3 20250.76%
Q4 20250.76%
Q1 20260.69%
Q2 20260.62%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$49.5M23.30%0.06%0.62%31.6%
Q1 202689$50.1M22.91%0.06%0.69%28.8%
Q4 202590$48.8M23.33%0.00%0.76%29.6%
Q3 202590$48.4M23.35%0.00%0.76%28.4%
Q2 202590$50.3M22.28%0.00%0.77%28.6%
Q1 202590$51.8M21.43%0.00%0.71%28.5%
Q4 202487$50.2M21.95%0.00%0.43%30.7%
Q3 202487$48.9M22.42%0.00%0.42%33.1%
Q2 202487$48.4M22.49%0.00%0.37%34.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.30%
86th
Problem loans0.06%
83rd
Net charge-offs0.07%
60th
Return on assets0.62%
48th
Loans to deposits31.6%
87th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.1%
85th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Central Valley Firefighters Credit UnionCredit union Fresno, CA87 out of 100, Very strong$49.5M13.7%0.42%vs
United Catholics Federal Credit UnionCredit union Covina, CA74 out of 100, Strong$49.3M9.8%0.02%vs
Dow Great Western Credit UnionCredit union Antioch, CA52 out of 100, Below average$48.2M7.8%0.63%vs
Silverado Credit UnionCredit union Angwin, CA58 out of 100, Moderate$47.9M11.7%1.12%vs
U.P.S. Employees Federal Credit UnionCredit union Ontario, CA61 out of 100, Moderate$51.8M7.5%0.26%vs
Inland Valley Federal Credit UnionCredit union Fontana, CA65 out of 100, Moderate$54.0M8.7%0.18%vs

Deposit insurance

Is my money safe at Fresno Police Department Credit Union?

Fresno Police Department Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.30%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Fresno Police Department Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Fresno Police Department Credit Union
Type
Non-federally insured state credit union
NCUA charter #
97096
RSSD ID
934990
Primary regulator
State + NCUA
Established
1954
Headquarters
1004 N Van Ness Ave, Fresno, CA 93728
Employees
7

Quick answers

Fresno Police Department Credit Union: common questions

Is Fresno Police Department Credit Union NCUA insured?

Fresno Police Department Credit Union files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Fresno Police Department Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fresno Police Department Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Fresno

InstitutionScoreAssetsCapitalProblem loansCompare
Fresno Grangers Federal Credit UnionCredit union Fresno, CA98 out of 100, Very strong$25.9M24.6%0.00%vs
Educational Employees Credit UnionCredit union Fresno, CA96 out of 100, Very strong$5.4B14.6%0.20%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Murphy BankBank Fresno, CA88 out of 100, Very strong$357.2M14.9%0.39%vs
Greater Valley Credit UnionCredit union Fresno, CA87 out of 100, Very strong$34.4M14.4%0.00%vs
Central Valley Firefighters Credit UnionCredit union Fresno, CA87 out of 100, Very strong$49.5M13.7%0.42%vs