Side-by-side · Q2 2026 data
Educational Employees Credit Union vs Safe Credit Union
Credit union
Educational Employees Credit Union
Fresno, California · $1 billion – $10 billion
Metric by metric
| Measure | Educational Employees Credit Union | Safe Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 71 |
| Capital cushion | 96 (stronger) | 58 |
| Loan quality | 93 (stronger) | 83 |
| Earnings | 94 (stronger) | 59 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 100th | 62nd |
| Total assets | $5.4B | $4.4B |
| Deposits / shares | $4.6B | $3.9B |
| Capital ratio | 14.58% (stronger) | 10.82% |
| Problem loans | 0.20% (stronger) | 0.52% |
| Net charge-offs | 0.48% | 0.29% (stronger) |
| Return on assets | 1.84% (stronger) | 0.97% |
| Loans ÷ deposits | 50.2% (stronger) | 79.9% |
| Uninsured deposits | 3.9% | 0.1% (stronger) |
| Offices | 23 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 52.0% | 10.1% |
Educational Employees Credit Union has the higher TellerScore (96 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Educational Employees Credit Union leads on 5 and Safe Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.