Side-by-side · Q2 2026 data
Educational Employees Credit Union vs Technology Credit Union
Credit union
Educational Employees Credit Union
Fresno, California · $1 billion – $10 billion
Metric by metric
| Measure | Educational Employees Credit Union | Technology Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 62 |
| Capital cushion | 96 (stronger) | 63 |
| Loan quality | 93 (stronger) | 81 |
| Earnings | 94 (stronger) | 24 |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 100th | 30th |
| Total assets | $5.4B | $4.5B |
| Deposits / shares | $4.6B | $3.6B |
| Capital ratio | 14.58% (stronger) | 11.32% |
| Problem loans | 0.20% (stronger) | 0.57% |
| Net charge-offs | 0.48% (stronger) | 0.77% |
| Return on assets | 1.84% (stronger) | 0.11% |
| Loans ÷ deposits | 50.2% (stronger) | 93.2% |
| Uninsured deposits | 3.9% (stronger) | 21.0% |
| Offices | 23 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 52.0% | 20.5% |
Educational Employees Credit Union has the higher TellerScore (96 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Educational Employees Credit Union leads on 7 and Technology Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.