Side-by-side · Q2 2026 data
Educational Employees Credit Union vs Travis Credit Union
Credit union
Educational Employees Credit Union
Fresno, California · $1 billion – $10 billion
Metric by metric
| Measure | Educational Employees Credit Union | Travis Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 65 |
| Capital cushion | 96 (stronger) | 54 |
| Loan quality | 93 (stronger) | 78 |
| Earnings | 94 (stronger) | 50 |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 100th | 41st |
| Total assets | $5.4B | $5.9B |
| Deposits / shares | $4.6B | $4.8B |
| Capital ratio | 14.58% (stronger) | 10.44% |
| Problem loans | 0.20% (stronger) | 0.67% |
| Net charge-offs | 0.48% (stronger) | 0.64% |
| Return on assets | 1.84% (stronger) | 0.75% |
| Loans ÷ deposits | 50.2% (stronger) | 92.1% |
| Uninsured deposits | 3.9% (stronger) | 12.1% |
| Offices | 23 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 52.0% | 10.2% |
Educational Employees Credit Union has the higher TellerScore (96 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Educational Employees Credit Union leads on 7 and Travis Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.