Side-by-side · Q2 2026 data
Educators Credit Union vs County - City Credit Union
Metric by metric
| Measure | Educators Credit Union | County - City Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 89 (stronger) | 63 |
| Loan quality | 68 | 86 (stronger) |
| Earnings | 76 (stronger) | 62 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 89th | 59th |
| Total assets | $4.0B | $43.6M |
| Deposits / shares | $3.3B | $38.3M |
| Capital ratio | 13.92% (stronger) | 11.30% |
| Problem loans | 0.97% | 0.41% (stronger) |
| Net charge-offs | 0.42% | 0.06% (stronger) |
| Return on assets | 1.39% (stronger) | 1.06% |
| Loans ÷ deposits | 76.6% | 49.9% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 1.8% |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Educators Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Educators Credit Union leads on 4 and County - City Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.