Side-by-side · Q2 2026 data
Educators Credit Union vs Westconsin Credit Union
Metric by metric
| Measure | Educators Credit Union | Westconsin Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 89 (stronger) | 80 |
| Loan quality | 68 | 79 (stronger) |
| Earnings | 76 (stronger) | 64 |
| Funding & liquidity | 84 (stronger) | 81 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 89th | 84th |
| Total assets | $4.0B | $2.2B |
| Deposits / shares | $3.3B | $1.9B |
| Capital ratio | 13.92% (stronger) | 12.95% |
| Problem loans | 0.97% | 0.64% (stronger) |
| Net charge-offs | 0.42% | 0.22% (stronger) |
| Return on assets | 1.39% (stronger) | 1.10% |
| Loans ÷ deposits | 76.6% (stronger) | 79.2% |
| Uninsured deposits | 1.3% (stronger) | 5.9% |
| Offices | 17 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
Educators Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Educators Credit Union leads on 5 and Westconsin Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.