Side-by-side · Q2 2026 data
Eight Federal Credit Union vs Educational Community Alliance Credit Union
Credit union
Educational Community Alliance Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | Eight Federal Credit Union | Educational Community Alliance Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 77 |
| Capital cushion | 98 (stronger) | 63 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 83 (stronger) | 52 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 97th | 57th |
| Total assets | $25.3M | $68.9M |
| Deposits / shares | $21.4M | $60.1M |
| Capital ratio | 14.76% (stronger) | 11.33% |
| Problem loans | 0.02% (stronger) | 0.14% |
| Net charge-offs | -0.02% (stronger) | 0.41% |
| Return on assets | 1.57% (stronger) | 0.79% |
| Loans ÷ deposits | 37.9% (stronger) | 67.8% |
| Uninsured deposits | 2.0% (stronger) | 5.8% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eight Federal Credit Union has the higher TellerScore (96 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Eight Federal Credit Union leads on 7 and Educational Community Alliance Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.