Side-by-side · Q2 2026 data
Electric Cooperatives vs Cooperative Extension Service
Metric by metric
| Measure | Electric Cooperatives | Cooperative Extension Service |
|---|---|---|
| TellerScore | 94 (stronger) | 76 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 77 (stronger) | 0 |
| Funding & liquidity | 94 (stronger) | 72 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 95th | 54th |
| Total assets | $18.6M | $5.0M |
| Deposits / shares | $15.8M | $3.7M |
| Capital ratio | 15.16% | 23.89% (stronger) |
| Problem loans | 0.08% | 0.00% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.44% |
| Return on assets | 1.43% (stronger) | -0.49% |
| Loans ÷ deposits | 66.5% (stronger) | 88.4% |
| Uninsured deposits | 2.9% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electric Cooperatives has the higher TellerScore (94 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Electric Cooperatives leads on 4 and Cooperative Extension Service on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.