TellerScore

Cooperative Extension Service is a federal credit union headquartered in Little Rock, Arkansas, in business for about 80 years. At the end of Q2 2026 it reported $5.0M in total assets and $3.7M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, Cooperative Extension Service scores 76/100, which we describe as strong. That is higher than 54% of 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 22nd. Its strongest component is capital cushion (100/100; 23.89%), and its lowest is earnings (0/100; -0.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.89%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -0.49%
Funding & liquidity72/100
Loans ÷ shares: 88.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (81 → 76), mostly because the earnings component weakened by 46 points.

TellerScore
758187Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202476
Q4 202475
Q1 202587
Q2 202581
Q3 202579
Q4 202580
Q1 202676
Q2 202676
Net worth ratio
7.00%17.50%28.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.91%
Q3 202428.00%
Q4 202425.60%
Q1 202525.46%
Q2 202525.71%
Q3 202526.00%
Q4 202525.19%
Q1 202623.71%
Q2 202623.89%
Delinquent loans (60+ days)
0.00%0.17%0.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.16%
Q3 20240.35%
Q4 20240.11%
Q1 20250.04%
Q2 20250.23%
Q3 20250.20%
Q4 20250.18%
Q1 20260.00%
Q2 20260.00%
Return on assets
-1.03%-0.07%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.09%
Q3 20240.22%
Q4 2024-0.38%
Q1 20250.90%
Q2 20250.66%
Q3 20250.26%
Q4 20250.45%
Q1 2026-1.03%
Q2 2026-0.49%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$5.0M23.89%0.00%-0.49%88.4%
Q1 202676$5.0M23.71%0.00%-1.03%86.7%
Q4 202580$4.7M25.19%0.18%0.45%99.1%
Q3 202579$4.6M26.00%0.20%0.26%96.8%
Q2 202581$4.6M25.71%0.23%0.66%97.8%
Q1 202587$4.7M25.46%0.04%0.90%88.2%
Q4 202475$4.6M25.60%0.11%-0.38%92.8%
Q3 202476$4.3M28.00%0.35%0.22%101.9%
Q2 202478$4.4M26.91%0.16%0.09%96.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.89%
87th
Problem loans0.00%
94th
Net charge-offs0.44%
30th
Return on assets-0.49%
11th
Loans to deposits88.4%
11th
Uninsured deposits0.0%
81st
Loan-loss reserves0.42%
77th
Texas ratio0.0%
93rd

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Garland County Educators Federal Credit UnionCredit union Hot Springs, AR69 out of 100, Moderate$5.2M18.0%2.56%vs
Arkansas Kraft Employees Federal Credit UnionCredit union Morrilton, AR83 out of 100, Strong$4.4M28.8%0.19%vs
Southern Gas Federal Credit UnionCredit union Little Rock, AR82 out of 100, Strong$5.7M26.1%0.00%vs
Fort Roots Federal Credit UnionCredit union North Little Ro, AR71 out of 100, Strong$6.9M13.3%1.43%vs
U.P. Employees Federal Credit UnionCredit union North Little Ro, AR41 out of 100, Below average$2.6M9.7%2.32%vs
Arkansas Farm Bureau Federal Credit UnionCredit union Little Rock, AR86 out of 100, Very strong$7.4M29.4%1.39%vs

Deposit insurance

Is my money safe at Cooperative Extension Service?

Yes. Cooperative Extension Service is a federally insured credit union (NCUA charter #24431). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.89%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Cooperative Extension Service lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cooperative Extension Service
Type
Federal credit union
NCUA charter #
24431
RSSD ID
128397
Primary regulator
NCUA
Established
1946
Headquarters
2301 S University Ave, Little Rock, AR 72204
Employees
3

Quick answers

Cooperative Extension Service: common questions

Is Cooperative Extension Service NCUA insured?

Yes. Cooperative Extension Service is a federally insured credit union (NCUA charter #24431). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cooperative Extension Service's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cooperative Extension Service have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Little Rock

InstitutionScoreAssetsCapitalProblem loansCompare
Electric CooperativesCredit union Little Rock, AR94 out of 100, Very strong$18.6M15.2%0.08%vs
First Security BankBank Searcy, AR92 out of 100, Very strong$8.6B15.6%0.14%vs
Arkansas Health Center Federal Credit UnionCredit union Benton, AR91 out of 100, Very strong$9.8M16.9%0.38%vs
Producers Bank & TrustBank Mcgehee, AR90 out of 100, Very strong$213.2M22.1%0.00%vs
Peoples BankBank Sheridan, AR90 out of 100, Very strong$313.8M13.3%0.03%vs
Telcoe Federal Credit UnionCredit union Little Rock, AR89 out of 100, Very strong$503.4M20.2%0.12%vs