Side-by-side · Q2 2026 data
Electric Cooperatives vs Lion Federal Credit Union
Metric by metric
| Measure | Electric Cooperatives | Lion Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 | 97 |
| Earnings | 77 | 82 (stronger) |
| Funding & liquidity | 94 (stronger) | 77 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 95th | 92nd |
| Total assets | $18.6M | $18.0M |
| Deposits / shares | $15.8M | $14.5M |
| Capital ratio | 15.16% | 18.72% (stronger) |
| Problem loans | 0.08% (stronger) | 0.09% |
| Net charge-offs | 0.03% | -0.20% (stronger) |
| Return on assets | 1.43% | 1.56% (stronger) |
| Loans ÷ deposits | 66.5% (stronger) | 83.1% |
| Uninsured deposits | 2.9% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electric Cooperatives has the higher TellerScore (94 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Electric Cooperatives leads on 3 and Lion Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.