Side-by-side · Q2 2026 data
Electrical Workers Local 130 Federal Credit Union vs G. C. A. Federal Credit Union
Credit union
Electrical Workers Local 130 Federal Credit Union
Metairie, Louisiana · Under $100 million in assets
Credit union
G. C. A. Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Electrical Workers Local 130 Federal Credit Union | G. C. A. Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 56 (stronger) |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 0 | 7 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 65 | 96 (stronger) |
| Peer percentile | 7th | 16th |
| Total assets | $3.3M | $4.0M |
| Deposits / shares | $2.8M | $2.8M |
| Capital ratio | 14.61% | 30.06% (stronger) |
| Problem loans | 3.72% | 2.78% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.50% |
| Return on assets | -0.74% (stronger) | -1.01% |
| Loans ÷ deposits | 80.4% | 31.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
G. C. A. Federal Credit Union has the higher TellerScore (56 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Electrical Workers Local 130 Federal Credit Union leads on 3 and G. C. A. Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.