Headquartered in Metairie, Louisiana, Electrical Workers Local 130 Federal Credit Union is a federal credit union with $3.3M in total assets and $2.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1955.
Based on its Q2 2026 filing, Electrical Workers Local 130 Federal Credit Union scores 47/100, which we describe as below average. That is higher than only 7% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 123rd. Its strongest component is capital cushion (96/100; 14.61%), and its lowest is earnings (0/100; -0.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 19 points (66 → 47), mostly because the loan quality component weakened by 60 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 67 |
| Q4 2024 | 62 |
| Q1 2025 | 68 |
| Q2 2025 | 66 |
| Q3 2025 | 65 |
| Q4 2025 | 64 |
| Q1 2026 | 47 |
| Q2 2026 | 47 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.50% |
| Q3 2024 | 12.90% |
| Q4 2024 | 12.67% |
| Q1 2025 | 12.76% |
| Q2 2025 | 12.80% |
| Q3 2025 | 12.88% |
| Q4 2025 | 14.03% |
| Q1 2026 | 14.60% |
| Q2 2026 | 14.61% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 1.31% |
| Q4 2024 | 1.72% |
| Q1 2025 | 0.96% |
| Q2 2025 | 1.21% |
| Q3 2025 | 1.24% |
| Q4 2025 | 1.40% |
| Q1 2026 | 3.61% |
| Q2 2026 | 3.72% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.57% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.07% |
| Q2 2025 | 0.28% |
| Q3 2025 | 0.13% |
| Q4 2025 | -0.04% |
| Q1 2026 | -1.11% |
| Q2 2026 | -0.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 47 | $3.3M | 14.61% | 3.72% | -0.74% | 80.4% |
| Q1 2026 | 47 | $3.3M | 14.60% | 3.61% | -1.11% | 80.1% |
| Q4 2025 | 64 | $3.5M | 14.03% | 1.40% | -0.04% | 80.8% |
| Q3 2025 | 65 | $3.9M | 12.88% | 1.24% | 0.13% | 75.4% |
| Q2 2025 | 66 | $3.9M | 12.80% | 1.21% | 0.28% | 74.3% |
| Q1 2025 | 68 | $3.9M | 12.76% | 0.96% | 0.07% | 70.4% |
| Q4 2024 | 62 | $3.9M | 12.67% | 1.72% | 0.19% | 69.6% |
| Q3 2024 | 67 | $3.9M | 12.90% | 1.31% | 0.41% | 71.2% |
| Q2 2024 | 72 | $4.0M | 12.50% | 0.85% | 0.57% | 67.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Concordia Parish School Emp Federal Credit UnionCredit union Ferriday, LA | 44 out of 100, Below average | $3.2M | 10.7% | 5.93% | vs |
| N.O. Port Commission Employees Credit UnionCredit union New Orleans, LA | 69 out of 100, Moderate | $3.5M | 14.2% | 1.60% | vs |
| Southeast Louisiana Veterans Health Federal Credit UnionCredit union New Orleans, LA | 67 out of 100, Moderate | $3.0M | 11.7% | 0.04% | vs |
| Coast Guard Employees Credit UnionCredit union New Orleans, LA | 47 out of 100, Below average | $3.7M | 12.8% | 5.01% | vs |
| Louisiana Machinery Employees Federal Credit UnionCredit union Monroe, LA | 79 out of 100, Strong | $3.9M | 22.4% | 0.00% | vs |
| G. C. A. Federal Credit UnionCredit union Lake Charles, LA | 56 out of 100, Moderate | $4.0M | 30.1% | 2.78% | vs |
Deposit insurance
Is my money safe at Electrical Workers Local 130 Federal Credit Union?
Yes. Electrical Workers Local 130 Federal Credit Union is a federally insured credit union (NCUA charter #10393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.61%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Electrical Workers Local 130 Federal Credit Union lists 1 office in 1 city. Most locations:
- Metairie, LA (1)
Identity & history
Profile
- Legal name
- Electrical Workers Local 130 Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 10393
- RSSD ID
- 175784
- Primary regulator
- NCUA
- Established
- 1955
- Headquarters
- 3200 Ridgelake Dr Ste 304, Metairie, LA 70002
- Employees
- 2
Quick answers
Electrical Workers Local 130 Federal Credit Union: common questions
Is Electrical Workers Local 130 Federal Credit Union NCUA insured?
Yes. Electrical Workers Local 130 Federal Credit Union is a federally insured credit union (NCUA charter #10393). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Electrical Workers Local 130 Federal Credit Union's TellerScore?
47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Electrical Workers Local 130 Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Metairie
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA | 93 out of 100, Very strong | $15.9M | 37.6% | 0.38% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| Internal Revenue Federal Credit UnionCredit union New Orleans, LA | 89 out of 100, Very strong | $22.5M | 14.1% | 0.22% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Barton Plant Employees Federal Credit UnionCredit union Luling, LA | 87 out of 100, Very strong | $15.7M | 33.0% | 0.14% | vs |