Side-by-side · Q2 2026 data
Electrical Workers No 558 Federal Credit Union vs Valley Credit Union
Credit union
Electrical Workers No 558 Federal Credit Union
Sheffield, Alabama · Under $100 million in assets
Metric by metric
| Measure | Electrical Workers No 558 Federal Credit Union | Valley Credit Union |
|---|---|---|
| TellerScore | 99 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 97 (stronger) | 42 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 99th | 86th |
| Total assets | $45.9M | $112.9M |
| Deposits / shares | $36.3M | $98.2M |
| Capital ratio | 20.52% (stronger) | 13.96% |
| Problem loans | 0.00% (stronger) | 0.20% |
| Net charge-offs | 0.08% (stronger) | 0.43% |
| Return on assets | 1.92% (stronger) | 0.55% |
| Loans ÷ deposits | 65.4% | 39.1% (stronger) |
| Uninsured deposits | 15.6% | 3.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electrical Workers No 558 Federal Credit Union has the higher TellerScore (99 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Electrical Workers No 558 Federal Credit Union leads on 5 and Valley Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sheffield, AL