Electrical Workers No 558 Federal Credit Union is a federal credit union headquartered in Sheffield, Alabama, in business for about 68 years. At the end of Q2 2026 it reported $45.9M in total assets and $36.3M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Electrical Workers No 558 Federal Credit Union scores 99/100, which we describe as very strong. That is higher than 99% of 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 1st. Its five components are fairly even, ranging from 94 to 100 out of 100.
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (99 → 99).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 98 |
| Q3 2024 | 97 |
| Q4 2024 | 98 |
| Q1 2025 | 99 |
| Q2 2025 | 99 |
| Q3 2025 | 99 |
| Q4 2025 | 99 |
| Q1 2026 | 100 |
| Q2 2026 | 99 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.97% |
| Q3 2024 | 17.38% |
| Q4 2024 | 17.93% |
| Q1 2025 | 18.31% |
| Q2 2025 | 18.73% |
| Q3 2025 | 19.36% |
| Q4 2025 | 20.03% |
| Q1 2026 | 20.29% |
| Q2 2026 | 20.52% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.05% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.02% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.04% |
| Q3 2024 | 2.02% |
| Q4 2024 | 2.03% |
| Q1 2025 | 2.26% |
| Q2 2025 | 2.24% |
| Q3 2025 | 2.35% |
| Q4 2025 | 2.27% |
| Q1 2026 | 1.99% |
| Q2 2026 | 1.92% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 99 | $45.9M | 20.52% | 0.00% | 1.92% | 65.4% |
| Q1 2026 | 100 | $45.3M | 20.29% | 0.00% | 1.99% | 63.6% |
| Q4 2025 | 99 | $44.8M | 20.03% | 0.02% | 2.27% | 65.0% |
| Q3 2025 | 99 | $45.2M | 19.36% | 0.00% | 2.35% | 66.0% |
| Q2 2025 | 99 | $45.2M | 18.73% | 0.00% | 2.24% | 66.5% |
| Q1 2025 | 99 | $44.8M | 18.31% | 0.03% | 2.26% | 65.1% |
| Q4 2024 | 98 | $44.4M | 17.93% | 0.05% | 2.03% | 66.9% |
| Q3 2024 | 97 | $44.5M | 17.38% | 0.17% | 2.02% | 67.8% |
| Q2 2024 | 98 | $44.2M | 16.97% | 0.02% | 2.04% | 68.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Solutions First Federal Credit UnionCredit union Enterprise, AL | 20 out of 100, Low | $45.2M | 1.9% | 2.43% | vs |
| Azalea City Credit UnionCredit union Mobile, AL | 78 out of 100, Strong | $47.2M | 15.2% | 1.57% | vs |
| Gulf Coast Federal Credit UnionCredit union Mobile, AL | 26 out of 100, Low | $44.2M | 5.9% | 2.74% | vs |
| Champion Community Credit UnionCredit union Courtland, AL | 70 out of 100, Strong | $51.0M | 14.8% | 1.91% | vs |
| Mead Coated Board Federal Credit UnionCredit union Eufaula, AL | 62 out of 100, Moderate | $40.3M | 23.0% | 6.71% | vs |
| Red Oak Credit UnionCredit union Tuscaloosa, AL | 46 out of 100, Below average | $40.1M | 5.8% | 0.68% | vs |
Deposit insurance
Is my money safe at Electrical Workers No 558 Federal Credit Union?
Yes. Electrical Workers No 558 Federal Credit Union is a federally insured credit union (NCUA charter #12478). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 15.6% of shares and deposits ($5.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.52%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Electrical Workers No 558 Federal Credit Union lists 1 office in 1 city. Most locations:
- Sheffield, AL (1)
Identity & history
Profile
- Legal name
- Electrical Workers No 558 Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 12478
- RSSD ID
- 122881
- Primary regulator
- NCUA
- Established
- 1958
- Headquarters
- P.O. Box 806, Sheffield, AL 35660
- Employees
- 4
Quick answers
Electrical Workers No 558 Federal Credit Union: common questions
Is Electrical Workers No 558 Federal Credit Union NCUA insured?
Yes. Electrical Workers No 558 Federal Credit Union is a federally insured credit union (NCUA charter #12478). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Electrical Workers No 558 Federal Credit Union's TellerScore?
99 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Electrical Workers No 558 Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Sheffield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Family Security Credit UnionCredit union Decatur, AL | 95 out of 100, Very strong | $1.1B | 19.9% | 0.61% | vs |
| TVA Community Credit UnionCredit union Muscle Shoals, AL | 90 out of 100, Very strong | $429.0M | 18.4% | 0.32% | vs |
| Lauderdale County Teachers Credit UnionCredit union Florence, AL | 90 out of 100, Very strong | $38.5M | 12.8% | 0.00% | vs |
| Valley Credit UnionCredit union Tuscumbia, AL | 84 out of 100, Strong | $112.9M | 14.0% | 0.20% | vs |
| First Metro BankBank Muscle Shoals, AL | 84 out of 100, Strong | $1.0B | 13.0% | 0.13% | vs |
| Railway Employees Credit UnionCredit union Muscle Shoals, AL | 82 out of 100, Strong | $21.1M | 22.0% | 0.97% | vs |