Side-by-side · Q2 2026 data
Elevate Bank, National Association vs Bank of Holyrood
Metric by metric
| Measure | Elevate Bank, National Association | Bank of Holyrood |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 77 (stronger) | 3 |
| Earnings | 45 | 72 (stronger) |
| Funding & liquidity | 74 | 88 (stronger) |
| Problem-loan coverage | 93 (stronger) | 75 |
| Peer percentile | 30th | 28th |
| Total assets | $61.0M | $69.8M |
| Deposits / shares | $53.0M | $58.9M |
| Capital ratio | 11.17% | 16.68% (stronger) |
| Problem loans | 0.69% (stronger) | 2.92% |
| Net charge-offs | 0.12% (stronger) | 0.72% |
| Return on assets | 0.64% | 1.29% (stronger) |
| Loans ÷ deposits | 82.0% | 68.0% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 19.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elevate Bank, National Association has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Elevate Bank, National Association leads on 4 and Bank of Holyrood on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.