Side-by-side · Q2 2026 data
Elga Credit Union vs Team One Credit Union
Metric by metric
| Measure | Elga Credit Union | Team One Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 54 | 79 (stronger) |
| Earnings | 59 (stronger) | 51 |
| Funding & liquidity | 72 | 85 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 75th | 37th |
| Total assets | $2.5B | $765.9M |
| Deposits / shares | $2.0B | $680.5M |
| Capital ratio | 17.80% (stronger) | 9.88% |
| Problem loans | 1.38% | 0.64% (stronger) |
| Net charge-offs | 0.70% | 0.39% (stronger) |
| Return on assets | 0.98% (stronger) | 0.78% |
| Loans ÷ deposits | 79.4% | 75.5% (stronger) |
| Uninsured deposits | 23.2% | 7.8% (stronger) |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 9.9% |
Elga Credit Union has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Elga Credit Union leads on 3 and Team One Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.