Side-by-side · Q2 2026 data
Elliott Community Federal Credit Union vs Westmoreland Water Federal Credit Union
Credit union
Elliott Community Federal Credit Union
Jeannette, Pennsylvania · Under $100 million in assets
Credit union
Westmoreland Water Federal Credit Union
Greensburg, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Elliott Community Federal Credit Union | Westmoreland Water Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 97 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 | 96 (stronger) |
| Earnings | 55 | 89 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 80th | 98th |
| Total assets | $53.7M | $23.5M |
| Deposits / shares | $45.6M | $19.1M |
| Capital ratio | 15.15% | 18.89% (stronger) |
| Problem loans | 0.38% | 0.12% (stronger) |
| Net charge-offs | -0.02% | -0.02% (stronger) |
| Return on assets | 0.86% | 1.71% (stronger) |
| Loans ÷ deposits | 72.9% | 32.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Westmoreland Water Federal Credit Union has the higher TellerScore (97 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Elliott Community Federal Credit Union leads on 1 and Westmoreland Water Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.