Side-by-side · Q2 2026 data
Elysian Bank vs Cornerstone State Bank
Metric by metric
| Measure | Elysian Bank | Cornerstone State Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 74 |
| Capital cushion | 72 (stronger) | 56 |
| Loan quality | 75 (stronger) | 73 |
| Earnings | 96 (stronger) | 80 |
| Funding & liquidity | 66 | 93 (stronger) |
| Problem-loan coverage | 91 (stronger) | 89 |
| Peer percentile | 63rd | 57th |
| Total assets | $76.0M | $247.0M |
| Deposits / shares | $66.4M | $223.9M |
| Capital ratio | 12.25% (stronger) | 10.60% |
| Problem loans | 0.74% (stronger) | 0.80% |
| Net charge-offs | 0.01% | -0.84% (stronger) |
| Return on assets | 1.90% (stronger) | 1.49% |
| Loans ÷ deposits | 86.9% | 67.1% (stronger) |
| Uninsured deposits | 21.7% | 11.3% (stronger) |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.0% |
Elysian Bank has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Elysian Bank leads on 4 and Cornerstone State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.