Side-by-side · Q2 2026 data
Elysian Bank vs Premier Bank Minnesota
Metric by metric
| Measure | Elysian Bank | Premier Bank Minnesota |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 72 (stronger) | 50 |
| Loan quality | 75 | 99 (stronger) |
| Earnings | 96 | 97 (stronger) |
| Funding & liquidity | 66 (stronger) | 55 |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 63rd | 68th |
| Total assets | $76.0M | $691.5M |
| Deposits / shares | $66.4M | $620.1M |
| Capital ratio | 12.25% (stronger) | 10.02% |
| Problem loans | 0.74% | 0.04% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.90% | 1.93% (stronger) |
| Loans ÷ deposits | 86.9% | 86.9% (stronger) |
| Uninsured deposits | 21.7% (stronger) | 31.6% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
Elysian Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Elysian Bank leads on 3 and Premier Bank Minnesota on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.