Side-by-side · Q2 2026 data
Elysian Bank vs Randall State Bank
Metric by metric
| Measure | Elysian Bank | Randall State Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 56 |
| Capital cushion | 72 (stronger) | 57 |
| Loan quality | 75 (stronger) | 23 |
| Earnings | 96 (stronger) | 80 |
| Funding & liquidity | 66 (stronger) | 63 |
| Problem-loan coverage | 91 (stronger) | 79 |
| Peer percentile | 63rd | 15th |
| Total assets | $76.0M | $76.4M |
| Deposits / shares | $66.4M | $63.2M |
| Capital ratio | 12.25% (stronger) | 10.73% |
| Problem loans | 0.74% (stronger) | 2.30% |
| Net charge-offs | 0.01% (stronger) | 0.79% |
| Return on assets | 1.90% (stronger) | 1.50% |
| Loans ÷ deposits | 86.9% (stronger) | 96.6% |
| Uninsured deposits | 21.7% | 15.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Elysian Bank has the higher TellerScore (79 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Elysian Bank leads on 6 and Randall State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.