Side-by-side · Q2 2026 data
Em Federal Credit Union vs Rim Country Federal Credit Union
Metric by metric
| Measure | Em Federal Credit Union | Rim Country Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 92 (stronger) | 56 |
| Earnings | 47 (stronger) | 46 |
| Funding & liquidity | 90 | 96 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 80th | 40th |
| Total assets | $11.7M | $24.6M |
| Deposits / shares | $9.8M | $21.4M |
| Capital ratio | 15.65% (stronger) | 12.87% |
| Problem loans | 0.24% (stronger) | 1.33% |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 0.67% (stronger) | 0.65% |
| Loans ÷ deposits | 70.7% | 64.0% (stronger) |
| Uninsured deposits | 2.6% | 0.0% (stronger) |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Em Federal Credit Union has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Em Federal Credit Union leads on 5 and Rim Country Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.