TellerScore

Rim Country Federal Credit Union is a federal credit union headquartered in Snowflake, Arizona, in business for about 62 years. At the end of Q2 2026 it reported $24.6M in total assets and $21.4M in member shares and deposits.

Rim Country Federal Credit Union has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 40% of its 2,479 credit unions with under $100 million in assets. Among 33 credit unions headquartered in Arizona, it ranks 17th. Funding & liquidity contributes the most (96/100, 64% loans-to-deposits, 0% uninsured); earnings contributes the least (46/100, 0.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion79/100
Net worth ratio: 12.87%
Loan quality56/100
Loans 60+ days delinquent ÷ total loans: 1.33%
Earnings46/100
Return on assets (annualized): 0.65%
Funding & liquidity96/100
Loans ÷ shares: 64.0% · 0.0% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.74%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (75 → 70), mostly because the loan quality component weakened by 18 points.

TellerScore
667277Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202472
Q4 202473
Q1 202577
Q2 202575
Q3 202571
Q4 202566
Q1 202669
Q2 202670
Net worth ratio
7.00%9.93%12.87%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.36%
Q3 202411.97%
Q4 202411.90%
Q1 202512.21%
Q2 202511.90%
Q3 202511.85%
Q4 202512.12%
Q1 202612.46%
Q2 202612.87%
Delinquent loans (60+ days)
0.63%1.14%1.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.66%
Q3 20240.70%
Q4 20240.69%
Q1 20250.63%
Q2 20250.77%
Q3 20251.21%
Q4 20251.66%
Q1 20261.26%
Q2 20261.33%
Return on assets
0.26%0.61%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.26%
Q3 20240.51%
Q4 20240.64%
Q1 20250.94%
Q2 20250.94%
Q3 20250.96%
Q4 20250.83%
Q1 20260.61%
Q2 20260.65%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$24.6M12.87%1.33%0.65%64.0%
Q1 202669$25.0M12.46%1.26%0.61%63.2%
Q4 202566$25.4M12.12%1.66%0.83%62.4%
Q3 202571$25.7M11.85%1.21%0.96%60.7%
Q2 202575$25.1M11.90%0.77%0.94%62.8%
Q1 202577$23.9M12.21%0.63%0.94%63.3%
Q4 202473$24.1M11.90%0.69%0.64%62.0%
Q3 202472$23.4M11.97%0.70%0.51%65.0%
Q2 202471$22.2M12.36%0.66%0.26%70.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.87%
38th
Problem loans1.33%
31st
Net charge-offs0.02%
66th
Return on assets0.65%
50th
Loans to deposits64.0%
42nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio5.7%
25th

Similar-size credit unions in Arizona

InstitutionScoreAssetsCapitalProblem loansCompare
Alhambra Credit UnionCredit union Phoenix, AZ58 out of 100, Moderate$33.8M9.2%0.86%vs
Winslow Santa Fe Credit UnionCredit union Winslow, AZ93 out of 100, Very strong$15.0M14.6%0.31%vs
Em Federal Credit UnionCredit union Mesa, AZ86 out of 100, Very strong$11.7M15.7%0.24%vs
Prescott Federal Credit UnionCredit union Prescott, AZ49 out of 100, Below average$11.1M6.1%0.46%vs
U-Haul Federal Credit UnionCredit union Phoenix, AZ45 out of 100, Below average$6.6M10.1%7.14%vs
Winslow School Employees Federal Credit UnionCredit union Winslow, AZ92 out of 100, Very strong$5.2M18.5%0.06%vs

Deposit insurance

Is my money safe at Rim Country Federal Credit Union?

Yes. Rim Country Federal Credit Union is a federally insured credit union (NCUA charter #16190). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.87%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Identity & history

Profile

Legal name
Rim Country Federal Credit Union
Type
Federal credit union
NCUA charter #
16190
RSSD ID
946180
Primary regulator
NCUA
Established
1964
Headquarters
216 S Main St, Snowflake, AZ 85937
Employees
7

Quick answers

Rim Country Federal Credit Union: common questions

Is Rim Country Federal Credit Union NCUA insured?

Yes. Rim Country Federal Credit Union is a federally insured credit union (NCUA charter #16190). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Rim Country Federal Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.