Side-by-side · Q2 2026 data
Embassy Bank for the Lehigh Valley vs Allentown Federal Credit Union
Credit union
Allentown Federal Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Embassy Bank for the Lehigh Valley | Allentown Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 86 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 98 (stronger) | 75 |
| Earnings | 56 | 71 (stronger) |
| Funding & liquidity | 62 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 40th | 89th |
| Total assets | $1.9B | $127.7M |
| Deposits / shares | $1.7B | $106.5M |
| Capital ratio | 8.83% | 16.49% (stronger) |
| Problem loans | 0.05% (stronger) | 0.76% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.89% | 1.27% (stronger) |
| Loans ÷ deposits | 77.0% | 68.2% (stronger) |
| Uninsured deposits | 34.5% | 2.1% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | 1.7% |
Allentown Federal Credit Union has the higher TellerScore (86 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Embassy Bank for the Lehigh Valley leads on 1 and Allentown Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.