Side-by-side · Q2 2026 data
Embassy Bank for the Lehigh Valley vs Lehigh County Employees Federal Credit Union
Credit union
Lehigh County Employees Federal Credit Union
Allentown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Embassy Bank for the Lehigh Valley | Lehigh County Employees Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 96 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 56 | 82 (stronger) |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 40th | 97th |
| Total assets | $1.9B | $33.1M |
| Deposits / shares | $1.7B | $27.9M |
| Capital ratio | 8.83% | 15.71% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.89% | 1.56% (stronger) |
| Loans ÷ deposits | 77.0% | 37.4% (stronger) |
| Uninsured deposits | 34.5% | 5.7% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
Lehigh County Employees Federal Credit Union has the higher TellerScore (96 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Embassy Bank for the Lehigh Valley leads on 0 and Lehigh County Employees Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.