Side-by-side · Q2 2026 data
Emblem Credit Union vs TVA Community Credit Union
Metric by metric
| Measure | Emblem Credit Union | TVA Community Credit Union |
|---|---|---|
| TellerScore | 72 | 90 (stronger) |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 79 | 89 (stronger) |
| Earnings | 66 (stronger) | 63 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 57th | 95th |
| Total assets | $627.6M | $429.0M |
| Deposits / shares | $558.3M | $373.4M |
| Capital ratio | 11.29% | 18.38% (stronger) |
| Problem loans | 0.63% | 0.32% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.33% |
| Return on assets | 1.15% (stronger) | 1.08% |
| Loans ÷ deposits | 86.0% | 46.3% (stronger) |
| Uninsured deposits | 11.0% | 5.1% (stronger) |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.7% | 7.7% |
TVA Community Credit Union has the higher TellerScore (90 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Emblem Credit Union leads on 2 and TVA Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.