Side-by-side · Q2 2026 data
Emerald Credit Association Federal Credit Union vs Brookland Federal Credit Union
Credit union
Emerald Credit Association Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Credit union
Brookland Federal Credit Union
West Columbia, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Emerald Credit Association Federal Credit Union | Brookland Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 41 |
| Capital cushion | 34 | 63 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 34 (stronger) | 0 |
| Funding & liquidity | 83 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 69 |
| Peer percentile | 28th | 3rd |
| Total assets | $10.3M | $5.1M |
| Deposits / shares | $9.4M | $4.6M |
| Capital ratio | 8.39% | 11.25% (stronger) |
| Problem loans | 0.00% (stronger) | 3.19% |
| Net charge-offs | 0.22% | 0.09% (stronger) |
| Return on assets | 0.35% (stronger) | -0.90% |
| Loans ÷ deposits | 77.3% | 61.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Emerald Credit Association Federal Credit Union has the higher TellerScore (64 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Emerald Credit Association Federal Credit Union leads on 4 and Brookland Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.