TellerScore

Headquartered in West Columbia, South Carolina, Brookland Federal Credit Union is a federal credit union with $5.1M in total assets and $4.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1999.

Brookland Federal Credit Union has a TellerScore of 41 out of 100 (below average) based on Q2 2026 data — higher than only 3% of its 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in South Carolina, it ranks 45th. Funding & liquidity contributes the most (99/100, 62% loans-to-deposits, 6% uninsured); earnings contributes the least (0/100, -0.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.25%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.19%
Earnings0/100
Return on assets (annualized): -0.90%
Funding & liquidity99/100
Loans ÷ shares: 61.5% · 5.9% uninsured
Problem-loan coverage69/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 15.50%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (48 → 41), mostly because the earnings component weakened by 96 points.

TellerScore
285072Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202452
Q3 202438
Q4 202428
Q1 202552
Q2 202548
Q3 202572
Q4 202567
Q1 202649
Q2 202641
Net worth ratio
7.00%9.32%11.64%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.95%
Q3 20248.58%
Q4 20248.31%
Q1 20259.45%
Q2 20258.28%
Q3 202511.47%
Q4 202511.64%
Q1 202611.43%
Q2 202611.25%
Delinquent loans (60+ days)
0.18%2.97%5.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.18%
Q3 20242.46%
Q4 20245.77%
Q1 20253.49%
Q2 20254.93%
Q3 20251.90%
Q4 20252.53%
Q1 20262.11%
Q2 20263.19%
Return on assets
-0.96%2.78%6.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.72%
Q3 20240.23%
Q4 20240.08%
Q1 20256.52%
Q2 20251.91%
Q3 20255.49%
Q4 20253.93%
Q1 2026-0.96%
Q2 2026-0.90%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202641$5.1M11.25%3.19%-0.90%61.5%
Q1 202649$5.1M11.43%2.11%-0.96%62.8%
Q4 202567$5.2M11.64%2.53%3.93%58.7%
Q3 202572$5.4M11.47%1.90%5.49%55.2%
Q2 202548$5.4M8.28%4.93%1.91%57.8%
Q1 202552$5.0M9.45%3.49%6.52%62.8%
Q4 202428$4.8M8.31%5.77%0.08%67.6%
Q3 202438$4.7M8.58%2.46%0.23%72.8%
Q2 202452$4.7M7.95%0.18%-0.72%73.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.25%
26th
Problem loans3.19%
12th
Net charge-offs0.09%
59th
Return on assets-0.90%
8th
Loans to deposits61.5%
46th
Uninsured deposits5.9%
17th
Loan-loss reserves0.61%
79th
Texas ratio15.5%
7th

Similar-size credit unions in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
S. C. H. D. Dist #7 Federal Credit UnionCredit union Orangeburg, SC51 out of 100, Below average$4.9M17.7%7.50%vs
South Carolina Methodist Conf Credit UnionCredit union Columbia, SC60 out of 100, Moderate$5.6M8.6%0.25%vs
Trinity Baptist Church Federal Credit UnionCredit union Florence, SC92 out of 100, Very strong$2.3M16.8%0.20%vs
Emerald Credit Association Federal Credit UnionCredit union Greenwood, SC64 out of 100, Moderate$10.3M8.4%0.00%vs
Self Memorial Hospital Federal Credit UnionCredit union Greenwood, SC62 out of 100, Moderate$14.0M10.0%1.19%vs
Anmed Federal Credit UnionCredit union Anderson, SC86 out of 100, Very strong$16.5M14.3%0.08%vs

Deposit insurance

Is my money safe at Brookland Federal Credit Union?

Yes. Brookland Federal Credit Union is a federally insured credit union (NCUA charter #24623). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.9% of shares and deposits ($267K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.25%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Brookland Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Brookland Federal Credit Union
Type
Federal credit union
NCUA charter #
24623
RSSD ID
2835194
Primary regulator
NCUA
Established
1999
Headquarters
949 Sunset Blvd, West Columbia, SC 29169
Employees
5

Quick answers

Brookland Federal Credit Union: common questions

Is Brookland Federal Credit Union NCUA insured?

Yes. Brookland Federal Credit Union is a federally insured credit union (NCUA charter #24623). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brookland Federal Credit Union's TellerScore?

41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brookland Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near West Columbia

InstitutionScoreAssetsCapitalProblem loansCompare
South Carolina National Guard Federal Credit UnionCredit union Columbia, SC99 out of 100, Very strong$98.3M26.6%0.13%vs
Allsouth Federal Credit UnionCredit union Columbia, SC93 out of 100, Very strong$1.5B19.6%0.41%vs
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
Columbia Post Office Credit UnionCredit union Columbia, SC89 out of 100, Very strong$25.2M24.3%0.28%vs
Curis Financial Credit UnionCredit union Columbia, SC82 out of 100, Strong$84.3M23.5%0.59%vs