Side-by-side · Q2 2026 data
Energy Capital Credit Union vs Corpus Christi Postal Employees Credit Union
Credit union
Corpus Christi Postal Employees Credit Union
Corpus Christi, Texas · Under $100 million in assets
Metric by metric
| Measure | Energy Capital Credit Union | Corpus Christi Postal Employees Credit Union |
|---|---|---|
| TellerScore | 52 | 96 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 0 | 81 (stronger) |
| Funding & liquidity | 66 | 98 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 8th | 97th |
| Total assets | $261.4M | $17.1M |
| Deposits / shares | $229.2M | $14.1M |
| Capital ratio | 9.59% | 20.25% (stronger) |
| Problem loans | 0.64% | 0.00% (stronger) |
| Net charge-offs | 1.81% | -0.02% (stronger) |
| Return on assets | -0.91% | 1.53% (stronger) |
| Loans ÷ deposits | 94.2% | 61.9% (stronger) |
| Uninsured deposits | 10.3% | 0.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Corpus Christi Postal Employees Credit Union has the higher TellerScore (96 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Energy Capital Credit Union leads on 0 and Corpus Christi Postal Employees Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.