Side-by-side · Q2 2026 data
Energy Capital Credit Union vs Investex Credit Union
Metric by metric
| Measure | Energy Capital Credit Union | Investex Credit Union |
|---|---|---|
| TellerScore | 52 | 71 (stronger) |
| Capital cushion | 46 | 64 (stronger) |
| Loan quality | 79 | 84 (stronger) |
| Earnings | 0 | 30 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 8th | 54th |
| Total assets | $261.4M | $245.4M |
| Deposits / shares | $229.2M | $228.6M |
| Capital ratio | 9.59% | 11.39% (stronger) |
| Problem loans | 0.64% | 0.47% (stronger) |
| Net charge-offs | 1.81% | 0.93% (stronger) |
| Return on assets | -0.91% | 0.26% (stronger) |
| Loans ÷ deposits | 94.2% | 57.8% (stronger) |
| Uninsured deposits | 10.3% | 0.0% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Investex Credit Union has the higher TellerScore (71 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Energy Capital Credit Union leads on 0 and Investex Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.