Side-by-side · Q2 2026 data
Energy One Federal Credit Union vs Allegiance Federal Credit Union
Credit union
Allegiance Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Energy One Federal Credit Union | Allegiance Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 66 (stronger) |
| Capital cushion | 63 (stronger) | 47 |
| Loan quality | 41 | 76 (stronger) |
| Earnings | 54 | 55 (stronger) |
| Funding & liquidity | 90 (stronger) | 85 |
| Problem-loan coverage | 83 | 89 (stronger) |
| Peer percentile | 26th | 37th |
| Total assets | $300.7M | $372.5M |
| Deposits / shares | $245.4M | $336.3M |
| Capital ratio | 11.28% (stronger) | 9.67% |
| Problem loans | 1.76% | 0.71% (stronger) |
| Net charge-offs | 0.57% | 0.32% (stronger) |
| Return on assets | 0.84% | 0.87% (stronger) |
| Loans ÷ deposits | 65.3% (stronger) | 75.4% |
| Uninsured deposits | 19.7% | 6.4% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 23.1% |
Allegiance Federal Credit Union has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Energy One Federal Credit Union leads on 2 and Allegiance Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.