Side-by-side · Q2 2026 data
Energy One Federal Credit Union vs Fort Sill Federal Credit Union
Metric by metric
| Measure | Energy One Federal Credit Union | Fort Sill Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 70 (stronger) |
| Capital cushion | 63 | 66 (stronger) |
| Loan quality | 41 | 63 (stronger) |
| Earnings | 54 (stronger) | 52 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 83 | 88 (stronger) |
| Peer percentile | 26th | 51st |
| Total assets | $300.7M | $394.2M |
| Deposits / shares | $245.4M | $352.1M |
| Capital ratio | 11.28% | 11.57% (stronger) |
| Problem loans | 1.76% | 1.12% (stronger) |
| Net charge-offs | 0.57% (stronger) | 1.86% |
| Return on assets | 0.84% (stronger) | 0.81% |
| Loans ÷ deposits | 65.3% | 51.0% (stronger) |
| Uninsured deposits | 19.7% | 6.0% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Fort Sill Federal Credit Union has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Energy One Federal Credit Union leads on 2 and Fort Sill Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.