Side-by-side · Q2 2026 data
Enterprise Bank vs Moonlight Federal Credit Union
Credit union
Moonlight Federal Credit Union
Worthington, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Enterprise Bank | Moonlight Federal Credit Union |
|---|---|---|
| TellerScore | 27 | 94 (stronger) |
| Capital cushion | 32 | 100 (stronger) |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 51 | 91 (stronger) |
| Funding & liquidity | 50 | 74 (stronger) |
| Problem-loan coverage | 0 | 99 (stronger) |
| Peer percentile | 0th | 95th |
| Total assets | $524.6M | $53.6M |
| Deposits / shares | $415.7M | $44.1M |
| Capital ratio | 8.15% | 17.94% (stronger) |
| Problem loans | 6.18% | 0.06% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.07% |
| Return on assets | 0.78% | 1.78% (stronger) |
| Loans ÷ deposits | 86.2% (stronger) | 86.5% |
| Uninsured deposits | 36.5% | 0.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Moonlight Federal Credit Union has the higher TellerScore (94 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Enterprise Bank leads on 2 and Moonlight Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.