TellerScore

Enterprise Bank is a state-chartered bank headquartered in Allison Park, Pennsylvania, in business for about 28 years. At the end of Q2 2026 it reported $524.6M in total assets and $415.7M in deposits, with 1 office.

Based on its Q2 2026 filing, Enterprise Bank scores 27/100, which we describe as low. That is higher than only 0% of 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 109th. Its strongest component is earnings (51/100; 0.78%), and its lowest is problem-loan coverage (0/100; 82.2%).

TellerScore · Q2 2026

Scorecard

Capital cushion32/100
Tier 1 leverage ratio: 8.15%
Loan quality0/100
Noncurrent loans ÷ total loans: 6.18%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 86.2% · 36.5% uninsured
Problem-loan coverage0/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 82.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (34 → 27), mostly because the loan quality component weakened by 18 points.

TellerScore
253034Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202425
Q3 202428
Q4 202433
Q1 202529
Q2 202534
Q3 202529
Q4 202528
Q1 202628
Q2 202627
Tier 1 leverage ratio
5.00%6.81%8.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.47%
Q3 20248.50%
Q4 20248.62%
Q1 20257.91%
Q2 20258.37%
Q3 20258.10%
Q4 20258.04%
Q1 20268.30%
Q2 20268.15%
Noncurrent loans
2.47%4.40%6.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20244.90%
Q3 20244.63%
Q4 20242.92%
Q1 20252.68%
Q2 20252.47%
Q3 20254.48%
Q4 20255.41%
Q1 20266.33%
Q2 20266.18%
Return on assets
0.40%0.72%1.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.69%
Q4 20240.98%
Q1 20250.51%
Q2 20250.89%
Q3 20251.03%
Q4 20250.94%
Q1 20260.88%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202627$524.6M8.15%6.18%0.78%86.2%
Q1 202628$507.4M8.30%6.33%0.88%90.2%
Q4 202528$491.7M8.04%5.41%0.94%86.5%
Q3 202529$502.8M8.10%4.48%1.03%84.6%
Q2 202534$481.5M8.37%2.47%0.89%89.0%
Q1 202529$468.6M7.91%2.68%0.51%89.2%
Q4 202433$467.0M8.62%2.92%0.98%90.7%
Q3 202428$445.2M8.50%4.63%0.69%96.6%
Q2 202425$420.7M8.47%4.90%0.40%100.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.15%
3rd
Total risk-based capital11.67%
51st
Problem loans6.18%
1st
Net charge-offs-0.02%
92nd
Return on assets0.78%
22nd
Net interest margin3.12%
13th
Efficiency ratio73.9%
22nd
Loans to deposits86.2%
35th
Uninsured deposits36.5%
15th
Loan-loss reserves0.32%
1st
Texas ratio82.2%
0th

Similar-size banks in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Hamlin Bank and Trust CompanyBank Smethport, PA89 out of 100, Very strong$503.4M20.0%0.96%vs
Ambler Savings BankBank Ambler, PA79 out of 100, Strong$502.3M14.3%0.31%vs
Hyperion BankBank Philadelphia, PA52 out of 100, Below average$569.9M10.5%1.33%vs
Community State Bank of OrbisoniaBank Orbisonia, PA66 out of 100, Moderate$473.5M10.0%0.49%vs
The Neffs National BankBank Neffs, PA87 out of 100, Very strong$470.8M16.8%0.04%vs
Elderton State BankBank Elderton, PA74 out of 100, Strong$465.2M12.1%0.76%vs

Deposit insurance

Is my money safe at Enterprise Bank?

Yes. Enterprise Bank is an FDIC-insured institution (FDIC certificate #34786). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 36.5% of deposits ($151.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.15%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.67% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Enterprise Bank lists 1 office in 1 city. Most locations:

  • Allison Park, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Enterprise Bank
Type
State-chartered bank
FDIC certificate #
34786
RSSD ID
2730431
Primary regulator
FDIC
Holding company
Enterprise Employee Stk Ownership Plan
Established
October 23, 1998
Headquarters
4091 Mount Royal Blvd, Allison Park, PA 15101
Employees
70

Quick answers

Enterprise Bank: common questions

Is Enterprise Bank FDIC insured?

Yes. Enterprise Bank is an FDIC-insured institution (FDIC certificate #34786). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Enterprise Bank's TellerScore?

27 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Enterprise Bank ever failed?

There is no failure record for FDIC certificate #34786 in the FDIC failed bank list.

How many branches does Enterprise Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Allison Park

InstitutionScoreAssetsCapitalProblem loansCompare
Penn-Trafford School Emp. Federal Credit UnionCredit union Trafford, PA99 out of 100, Very strong$5.3M21.2%0.00%vs
VA Pittsburgh Employees Federal Credit UnionCredit union Pittsburgh, PA98 out of 100, Very strong$26.8M17.6%0.15%vs
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A & S Federal Credit UnionCredit union Aliquippa, PA95 out of 100, Very strong$39.3M15.1%0.55%vs
Moonlight Federal Credit UnionCredit union Worthington, PA94 out of 100, Very strong$53.6M17.9%0.06%vs
Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs