Side-by-side · Q2 2026 data
Epic Federal Credit Union vs Kraftman Federal Credit Union
Metric by metric
| Measure | Epic Federal Credit Union | Kraftman Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 78 (stronger) |
| Capital cushion | 96 | 96 |
| Loan quality | 30 | 68 (stronger) |
| Earnings | 33 | 36 (stronger) |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 72 | 96 (stronger) |
| Peer percentile | 21st | 74th |
| Total assets | $164.5M | $141.8M |
| Deposits / shares | $138.1M | $125.7M |
| Capital ratio | 14.60% | 14.60% |
| Problem loans | 2.10% | 0.97% (stronger) |
| Net charge-offs | 0.83% | 0.12% (stronger) |
| Return on assets | 0.33% | 0.41% (stronger) |
| Loans ÷ deposits | 95.8% | 37.6% (stronger) |
| Uninsured deposits | 2.6% (stronger) | 7.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kraftman Federal Credit Union has the higher TellerScore (78 vs 60). On the 6 directional measures above (where higher or lower is clearly better), Epic Federal Credit Union leads on 1 and Kraftman Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.