Epic Federal Credit Union (NCUA charter #404) is based in Metairie, Louisiana. Its Q2 2026 call report shows $164.5M in total assets and $138.1M in member shares and deposits and 2 offices.
Based on its Q2 2026 filing, Epic Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 21% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 99th. Its strongest component is capital cushion (96/100; 14.60%), and its lowest is loan quality (30/100; 2.10%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 14 points (74 → 60), mostly because the earnings component weakened by 67 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 59 |
| Q3 2024 | 63 |
| Q4 2024 | 63 |
| Q1 2025 | 72 |
| Q2 2025 | 74 |
| Q3 2025 | 69 |
| Q4 2025 | 62 |
| Q1 2026 | 65 |
| Q2 2026 | 60 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.85% |
| Q3 2024 | 13.10% |
| Q4 2024 | 13.00% |
| Q1 2025 | 13.40% |
| Q2 2025 | 14.10% |
| Q3 2025 | 14.49% |
| Q4 2025 | 14.34% |
| Q1 2026 | 14.41% |
| Q2 2026 | 14.60% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.96% |
| Q3 2024 | 1.62% |
| Q4 2024 | 1.61% |
| Q1 2025 | 1.27% |
| Q2 2025 | 1.84% |
| Q3 2025 | 2.13% |
| Q4 2025 | 2.51% |
| Q1 2026 | 1.61% |
| Q2 2026 | 2.10% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.90% |
| Q3 2024 | 0.85% |
| Q4 2024 | 0.77% |
| Q1 2025 | 1.32% |
| Q2 2025 | 2.12% |
| Q3 2025 | 1.61% |
| Q4 2025 | 1.20% |
| Q1 2026 | 0.35% |
| Q2 2026 | 0.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $164.5M | 14.60% | 2.10% | 0.33% | 95.8% |
| Q1 2026 | 65 | $165.8M | 14.41% | 1.61% | 0.35% | 92.1% |
| Q4 2025 | 62 | $165.6M | 14.34% | 2.51% | 1.20% | 93.7% |
| Q3 2025 | 69 | $163.8M | 14.49% | 2.13% | 1.61% | 94.9% |
| Q2 2025 | 74 | $166.9M | 14.10% | 1.84% | 2.12% | 94.3% |
| Q1 2025 | 72 | $166.5M | 13.40% | 1.27% | 1.32% | 94.8% |
| Q4 2024 | 63 | $167.4M | 13.00% | 1.61% | 0.77% | 94.9% |
| Q3 2024 | 63 | $164.3M | 13.10% | 1.62% | 0.85% | 98.3% |
| Q2 2024 | 59 | $165.1M | 12.85% | 1.96% | 0.90% | 99.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wymar Federal Credit UnionCredit union Geismar, LA | 80 out of 100, Strong | $165.4M | 16.5% | 1.20% | vs |
| Jefferson Parish Employees Federal Credit UnionCredit union Harahan, LA | 76 out of 100, Strong | $166.1M | 13.4% | 0.44% | vs |
| Xplore Federal Credit UnionCredit union Metairie, LA | 67 out of 100, Moderate | $147.1M | 12.0% | 0.38% | vs |
| Southwest Louisiana Credit UnionCredit union Lake Charles, LA | 70 out of 100, Strong | $182.6M | 15.8% | 1.45% | vs |
| Heart of Louisiana Federal Credit UnionCredit union Pineville, LA | 84 out of 100, Strong | $143.2M | 16.7% | 0.35% | vs |
| Kraftman Federal Credit UnionCredit union Bastrop, LA | 78 out of 100, Strong | $141.8M | 14.6% | 0.97% | vs |
Deposit insurance
Is my money safe at Epic Federal Credit Union?
Yes. Epic Federal Credit Union is a federally insured credit union (NCUA charter #404). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.6% of shares and deposits ($3.6M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.60%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Epic Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Covington, LA (1)
- Metairie, LA (1)
Identity & history
Profile
- Legal name
- Epic Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 404
- RSSD ID
- 48570
- Primary regulator
- NCUA
- Established
- 1935
- Headquarters
- PO Box 6708, Metairie, LA 70009
- Employees
- 58
Quick answers
Epic Federal Credit Union: common questions
Is Epic Federal Credit Union NCUA insured?
Yes. Epic Federal Credit Union is a federally insured credit union (NCUA charter #404). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Epic Federal Credit Union's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Epic Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Metairie
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA | 93 out of 100, Very strong | $15.9M | 37.6% | 0.38% | vs |
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| Internal Revenue Federal Credit UnionCredit union New Orleans, LA | 89 out of 100, Very strong | $22.5M | 14.1% | 0.22% | vs |
| First National Bank USABank Boutte, LA | 89 out of 100, Very strong | $249.1M | 14.1% | 0.03% | vs |
| Barton Plant Employees Federal Credit UnionCredit union Luling, LA | 87 out of 100, Very strong | $15.7M | 33.0% | 0.14% | vs |