Side-by-side · Q2 2026 data
Epic Federal Credit Union vs Southwest Louisiana Credit Union
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Epic Federal Credit Union | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 60 | 70 (stronger) |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 30 | 52 (stronger) |
| Earnings | 33 | 45 (stronger) |
| Funding & liquidity | 64 (stronger) | 63 |
| Problem-loan coverage | 72 | 84 (stronger) |
| Peer percentile | 21st | 51st |
| Total assets | $164.5M | $182.6M |
| Deposits / shares | $138.1M | $154.4M |
| Capital ratio | 14.60% | 15.84% (stronger) |
| Problem loans | 2.10% | 1.45% (stronger) |
| Net charge-offs | 0.83% | 0.81% (stronger) |
| Return on assets | 0.33% | 0.61% (stronger) |
| Loans ÷ deposits | 95.8% (stronger) | 97.5% |
| Uninsured deposits | 2.6% (stronger) | 3.3% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
Southwest Louisiana Credit Union has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Epic Federal Credit Union leads on 2 and Southwest Louisiana Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.