Side-by-side · Q2 2026 data
Epic Federal Credit Union vs Wymar Federal Credit Union
Metric by metric
| Measure | Epic Federal Credit Union | Wymar Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 80 (stronger) |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 30 | 60 (stronger) |
| Earnings | 33 | 70 (stronger) |
| Funding & liquidity | 64 | 81 (stronger) |
| Problem-loan coverage | 72 | 90 (stronger) |
| Peer percentile | 21st | 78th |
| Total assets | $164.5M | $165.4M |
| Deposits / shares | $138.1M | $139.8M |
| Capital ratio | 14.60% | 16.47% (stronger) |
| Problem loans | 2.10% | 1.20% (stronger) |
| Net charge-offs | 0.83% | 0.14% (stronger) |
| Return on assets | 0.33% | 1.25% (stronger) |
| Loans ÷ deposits | 95.8% | 78.9% (stronger) |
| Uninsured deposits | 2.6% (stronger) | 13.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.8% |
Wymar Federal Credit Union has the higher TellerScore (80 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Epic Federal Credit Union leads on 1 and Wymar Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.