TellerScore

Wymar Federal Credit Union (NCUA charter #12330) is based in Geismar, Louisiana. Its Q2 2026 call report shows $165.4M in total assets and $139.8M in member shares and deposits and 1 office.

Wymar Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 78% of its 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 35th. Capital cushion contributes the most (100/100, 16.47%); loan quality contributes the least (60/100, 1.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.47%
Loan quality60/100
Loans 60+ days delinquent ÷ total loans: 1.20%
Earnings70/100
Return on assets (annualized): 1.25%
Funding & liquidity81/100
Loans ÷ shares: 78.9% · 13.1% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.86%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (83 → 80), mostly because the loan quality component weakened by 24 points.

TellerScore
747983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202482
Q4 202482
Q1 202583
Q2 202583
Q3 202574
Q4 202577
Q1 202680
Q2 202680
Net worth ratio
7.00%11.73%16.47%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.90%
Q3 202416.27%
Q4 202416.31%
Q1 202515.85%
Q2 202516.05%
Q3 202516.16%
Q4 202516.26%
Q1 202616.25%
Q2 202616.47%
Delinquent loans (60+ days)
0.45%0.96%1.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.45%
Q3 20240.64%
Q4 20240.53%
Q1 20250.51%
Q2 20250.48%
Q3 20251.47%
Q4 20251.08%
Q1 20261.26%
Q2 20261.20%
Return on assets
0.82%1.07%1.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.98%
Q3 20241.04%
Q4 20240.95%
Q1 20250.98%
Q2 20250.82%
Q3 20250.89%
Q4 20250.86%
Q1 20261.33%
Q2 20261.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$165.4M16.47%1.20%1.25%78.9%
Q1 202680$164.7M16.25%1.26%1.33%80.1%
Q4 202577$161.2M16.26%1.08%0.86%83.1%
Q3 202574$160.2M16.16%1.47%0.89%83.8%
Q2 202583$158.8M16.05%0.48%0.82%83.3%
Q1 202583$159.1M15.85%0.51%0.98%84.0%
Q4 202482$152.3M16.31%0.53%0.95%89.2%
Q3 202482$151.0M16.27%0.64%1.04%90.0%
Q2 202483$151.7M15.90%0.45%0.98%87.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.47%
92nd
Problem loans1.20%
21st
Net charge-offs0.14%
78th
Return on assets1.25%
80th
Loans to deposits78.9%
43rd
Uninsured deposits13.1%
7th
Loan-loss reserves0.00%
50th
Texas ratio4.9%
41st

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Jefferson Parish Employees Federal Credit UnionCredit union Harahan, LA76 out of 100, Strong$166.1M13.4%0.44%vs
Epic Federal Credit UnionCredit union Metairie, LA60 out of 100, Moderate$164.5M14.6%2.10%vs
Southwest Louisiana Credit UnionCredit union Lake Charles, LA70 out of 100, Strong$182.6M15.8%1.45%vs
Xplore Federal Credit UnionCredit union Metairie, LA67 out of 100, Moderate$147.1M12.0%0.38%vs
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs
Kraftman Federal Credit UnionCredit union Bastrop, LA78 out of 100, Strong$141.8M14.6%0.97%vs

Deposit insurance

Is my money safe at Wymar Federal Credit Union?

Yes. Wymar Federal Credit Union is a federally insured credit union (NCUA charter #12330). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.1% of shares and deposits ($18.4M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 16.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Wymar Federal Credit Union lists 1 office in 1 city. Most locations:

  • Geismar, LA (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Wymar Federal Credit Union reported 133 home-loan applications under HMDA (LEI 549300ZTLWGMV712KR44): 84 originated ($17,360,000 total), 22 denied, and 27 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Wymar Federal Credit Union
Type
Federal credit union
NCUA charter #
12330
RSSD ID
422282
Primary regulator
NCUA
Established
1958
Headquarters
Po Box 457, Geismar, LA 70734
Employees
16

Quick answers

Wymar Federal Credit Union: common questions

Is Wymar Federal Credit Union NCUA insured?

Yes. Wymar Federal Credit Union is a federally insured credit union (NCUA charter #12330). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wymar Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wymar Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Geismar

InstitutionScoreAssetsCapitalProblem loansCompare
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA92 out of 100, Very strong$82.1M22.0%0.52%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs