Side-by-side · Q2 2026 data
Erebor Bank, N.A. vs Telhio Credit Union
Metric by metric
| Measure | Erebor Bank, N.A. | Telhio Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 44 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 100 (stronger) | 33 |
| Earnings | 0 | 23 (stronger) |
| Funding & liquidity | 86 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 67 |
| Peer percentile | 86th | 3rd |
| Total assets | $4.7B | $1.4B |
| Deposits / shares | $4.1B | $1.1B |
| Capital ratio | 38.81% (stronger) | 9.65% |
| Problem loans | 0.00% (stronger) | 2.01% |
| Net charge-offs | 0.00% (stronger) | 0.36% |
| Return on assets | -1.03% | 0.09% (stronger) |
| Loans ÷ deposits | 1.9% (stronger) | 93.2% |
| Uninsured deposits | 27.6% | 6.7% (stronger) |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Erebor Bank, N.A. has the higher TellerScore (78 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Erebor Bank, N.A. leads on 5 and Telhio Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.