Side-by-side · Q2 2026 data
Erie Federal Credit Union vs Ardent Federal Credit Union
Metric by metric
| Measure | Erie Federal Credit Union | Ardent Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 56 (stronger) | 51 |
| Loan quality | 79 | 82 (stronger) |
| Earnings | 65 (stronger) | 29 |
| Funding & liquidity | 87 (stronger) | 84 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 57th | 31st |
| Total assets | $808.0M | $869.3M |
| Deposits / shares | $741.4M | $746.0M |
| Capital ratio | 10.58% (stronger) | 10.11% |
| Problem loans | 0.62% | 0.53% (stronger) |
| Net charge-offs | 0.38% | 0.27% (stronger) |
| Return on assets | 1.13% (stronger) | 0.23% |
| Loans ÷ deposits | 72.9% (stronger) | 76.1% |
| Uninsured deposits | 7.1% (stronger) | 11.0% |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.7% | 18.6% |
Erie Federal Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Erie Federal Credit Union leads on 5 and Ardent Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.