Side-by-side · Q2 2026 data
Erie Federal Credit Union vs Saint Vincent Erie Federal Credit Union
Credit union
Saint Vincent Erie Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Erie Federal Credit Union | Saint Vincent Erie Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 56 | 72 (stronger) |
| Loan quality | 79 (stronger) | 71 |
| Earnings | 65 | 65 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 57th | 57th |
| Total assets | $808.0M | $17.9M |
| Deposits / shares | $741.4M | $15.7M |
| Capital ratio | 10.58% | 12.21% (stronger) |
| Problem loans | 0.62% (stronger) | 0.86% |
| Net charge-offs | 0.38% | 0.32% (stronger) |
| Return on assets | 1.13% (stronger) | 1.12% |
| Loans ÷ deposits | 72.9% | 28.6% (stronger) |
| Uninsured deposits | 7.1% | 0.0% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.7% | — |
Saint Vincent Erie Federal Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Erie Federal Credit Union leads on 2 and Saint Vincent Erie Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.