Side-by-side · Q2 2026 data
Erie Firefighters Federal Credit Union vs North East Welch Federal Credit Union
Credit union
Erie Firefighters Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Credit union
North East Welch Federal Credit Union
North East, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Erie Firefighters Federal Credit Union | North East Welch Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 82 |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 90 (stronger) | 54 |
| Earnings | 55 | 77 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 77th | 70th |
| Total assets | $10.0M | $26.0M |
| Deposits / shares | $8.6M | $21.4M |
| Capital ratio | 13.94% | 16.84% (stronger) |
| Problem loans | 0.31% (stronger) | 1.37% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 0.88% | 1.44% (stronger) |
| Loans ÷ deposits | 29.2% (stronger) | 66.0% |
| Uninsured deposits | 1.1% | 0.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Erie Firefighters Federal Credit Union has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Erie Firefighters Federal Credit Union leads on 4 and North East Welch Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.