Side-by-side · Q2 2026 data
Escondido Federal Credit Union vs Parishioners Federal Credit Union
Credit union
Escondido Federal Credit Union
Escondido, California · Under $100 million in assets
Credit union
Parishioners Federal Credit Union
Torrance, California · Under $100 million in assets
Metric by metric
| Measure | Escondido Federal Credit Union | Parishioners Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 44 |
| Capital cushion | 87 (stronger) | 38 |
| Loan quality | 98 (stronger) | 25 |
| Earnings | 67 (stronger) | 57 |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 100 (stronger) | 47 |
| Peer percentile | 87th | 4th |
| Total assets | $66.8M | $69.9M |
| Deposits / shares | $57.4M | $56.1M |
| Capital ratio | 13.67% (stronger) | 8.77% |
| Problem loans | 0.06% (stronger) | 2.25% |
| Net charge-offs | 0.19% (stronger) | 0.88% |
| Return on assets | 1.17% (stronger) | 0.94% |
| Loans ÷ deposits | 39.3% (stronger) | 93.1% |
| Uninsured deposits | 8.0% | 7.0% (stronger) |
| Offices | 0 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Escondido Federal Credit Union has the higher TellerScore (89 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Escondido Federal Credit Union leads on 6 and Parishioners Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.