Side-by-side · Q2 2026 data
Esquire Bank, National Association vs Island Federal Credit Union
Metric by metric
| Measure | Esquire Bank, National Association | Island Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 60 |
| Capital cushion | 67 (stronger) | 54 |
| Loan quality | 91 (stronger) | 63 |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 54 | 73 (stronger) |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 91st | 25th |
| Total assets | $2.5B | $1.3B |
| Deposits / shares | $2.2B | $1.1B |
| Capital ratio | 11.68% (stronger) | 10.40% |
| Problem loans | 0.27% (stronger) | 1.10% |
| Net charge-offs | 0.54% | 0.33% (stronger) |
| Return on assets | 2.34% (stronger) | 0.60% |
| Loans ÷ deposits | 85.3% (stronger) | 87.3% |
| Uninsured deposits | 33.7% | 12.5% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.6% |
Esquire Bank, National Association has the higher TellerScore (81 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Esquire Bank, National Association leads on 5 and Island Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.