Side-by-side · Q2 2026 data
Estacado Federal Credit Union vs Rio Grande Credit Union
Metric by metric
| Measure | Estacado Federal Credit Union | Rio Grande Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 60 |
| Capital cushion | 91 (stronger) | 41 |
| Loan quality | 76 (stronger) | 71 |
| Earnings | 92 (stronger) | 39 |
| Funding & liquidity | 85 | 89 (stronger) |
| Problem-loan coverage | 93 (stronger) | 87 |
| Peer percentile | 91st | 21st |
| Total assets | $120.0M | $666.0M |
| Deposits / shares | $102.4M | $606.0M |
| Capital ratio | 14.05% (stronger) | 9.06% |
| Problem loans | 0.73% (stronger) | 0.86% |
| Net charge-offs | 0.66% (stronger) | 1.33% |
| Return on assets | 1.79% (stronger) | 0.48% |
| Loans ÷ deposits | 75.0% | 71.1% (stronger) |
| Uninsured deposits | 5.2% | 5.0% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Estacado Federal Credit Union has the higher TellerScore (87 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Estacado Federal Credit Union leads on 5 and Rio Grande Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.