Side-by-side · Q2 2026 data
Eureka Homestead vs Crescent Bank
Metric by metric
| Measure | Eureka Homestead | Crescent Bank |
|---|---|---|
| TellerScore | 68 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 84 (stronger) | 57 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 33rd | 99th |
| Total assets | $89.4M | $1.1B |
| Deposits / shares | $57.8M | $880.1M |
| Capital ratio | 21.12% (stronger) | 15.01% |
| Problem loans | 0.48% (stronger) | 1.28% |
| Net charge-offs | 0.00% | -6.72% (stronger) |
| Return on assets | -0.53% | 8.34% (stronger) |
| Loans ÷ deposits | 128.8% | 43.7% (stronger) |
| Uninsured deposits | 2.3% (stronger) | 3.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crescent Bank has the higher TellerScore (89 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Eureka Homestead leads on 3 and Crescent Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.